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Rates

Certificates of Deposit

Term Minimum Balance To Open Interest Rate Annual Percentage Yield
6 Months $500.00 0.60% 0.60%
12 Months $500.00 0.75% 0.75%
13 Month* $1000.00 0.95% 0.95%
18 Months $500.00 1.00% 1.00%
24 Months $500.00 1.05% 1.05%
36 Months $500.00 1.50% 1.51%
48 Months $500.00 1.75% 1.76%
60 Months $500.00 2.10% 2.12%
* Interest paid monthly or at maturity  |  Updated 08/12/2011

Individual Retirement Accounts

Term Minimum Balance To Open Interest Rate Annual Percentage Yield
12 Months $500.00 0.75% 0.75%
30 Months $500.00 1.20% 1.21%
Updated 08/12/2011

Penalties For Early Withdrawal:
Maturity of 12 months or less is 1 month of interest
Maturity of greater than 12 months is 3 months of interest

 

FDIC
Equal Housing Lender